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Take Home Tax
Updated for 2026/27

NHS Part-Time Pay Calculator 2026/27

Work out your take-home pay for reduced NHS hours. Enter your pro rata (actual) salary — not the full-time figure — to see your net pay.

Preset: 0.6 FTE of Band 5 (22.5 of 37.5 hours). Enter your own pro rata salary.

£

Per year, before tax. The result updates as you type.

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Student loan plan

Your take-home pay

per year

£20,210

£20,210 per year · £1,684 per month

Gross salary
£24,545.00
Income Tax
−£2,149.55
National Insurance
−£958.00
Pension
−£1,227.25
Take-home pay
£20,210.20

Effective rate

12.7%

Marginal rate

32.0%

Estimate only — not financial or tax advice. Based on standard 2026/27 rates.

Take home per year £20,210
Tax year 2026/27 Last updated 6 April 2026

Our figures use the standard 2026/27 Income Tax, National Insurance and student loan rates published by HMRC and the devolved administrations. See our methodology for exactly how each deduction is worked out, or check the official sources:

How NHS part-time pay is calculated

NHS part-time pay is pro rata: you're paid the same hourly rate as a full-time colleague on your band, scaled to the hours you work. Standard full-time NHS hours are 37.5 per week, so if you work 30 hours you're paid 30 ÷ 37.5 = 0.8 (80%) of the full-time salary.

To use this calculator, work out your pro rata annual salary first (full-time band salary × your fraction of full-time hours) and enter that figure. Everything else — tax, National Insurance, pension and any student loan — is then applied to your actual earnings.

Because Income Tax and National Insurance have tax-free thresholds, part-time staff typically keep a higher percentage of their pay than full-time colleagues on the same band.

Related NHS calculators

Frequently asked questions

How do I work out NHS part-time pay?
Multiply the full-time band salary by your proportion of full-time hours (for example 30 out of 37.5 hours = 0.8), then enter that pro rata figure. The calculator shows your take-home after tax, NI and pension.
Is part-time NHS pay taxed differently?
No — the same tax bands and thresholds apply, but because your total income is lower you may pay a lower average rate. Part-time earners often keep a larger proportion of their pay.
Do part-time NHS staff pay into the pension?
Yes. Contributions are based on your actual (pro rata) pensionable pay, at the tiered NHS rate. Add your percentage under Advanced options.