NHS Scotland Pay Calculator 2026/27
Take-home pay for NHS staff in Scotland, using the Scottish Income Tax bands. Enter your Agenda for Change salary to see your net pay.
Preset: NHS Scotland Band 5, Scottish tax bands, 5% pre-tax pension.
Per year, before tax. The result updates as you type.
Advanced options
Your take-home pay
per year£25,762
£25,762 per year · £2,147 per month
- Gross salary
- £32,720.00
- Income Tax
- −£3,710.46
- National Insurance
- −£1,612.00
- Student Loan
- −£0.00
- Pension
- −£1,636.00
- Take-home pay
- £25,761.54
Effective rate
16.3%
Marginal rate
33.0%
Estimate only — not financial or tax advice. Based on standard 2026/27 rates.
Our figures use the standard 2026/27 Income Tax, National Insurance and student loan rates published by HMRC and the devolved administrations. See our methodology for exactly how each deduction is worked out, or check the official sources:
NHS pay in Scotland
NHS Scotland negotiates its own Agenda for Change pay deal, which in recent years has been the most generous of the four UK nations. On top of that, Income Tax is devolved to the Scottish Parliament, so your take-home pay is calculated using the Scottish bands rather than the rest-of-UK rates.
The practical effect: NHS staff earning below about £28,000 keep marginally more than their English counterparts, while higher-banded staff pay a little more tax. National Insurance, student loan repayments and the NHS pension work the same way across the UK.